Banks offering unlimited free ATM transactions; Read here details

Banks offering unlimited free ATM transactions; Get here details about banks which are providing free ATM transactions

Banks offer unlimited free ATM transactions
Unlimited Free ATM transactions by Banks !

Now a days, most of the public and private sector banks in India offering only five free ATM transactions, It's including all financial and non-financial transactions in all over India. But some different in transactions limit in metro cities and small towns. 


The Reserve Bank of India(RBI) has recently allowed banks to increase the charges for financial and non-financial ATM transactions, If monthly free permissible transaction limit exceed. All bank customers will have to pay Rs 21 rupees for cash and non-cash ATM transactions, this charges increased to Rs 21 rupees from Rs 17 rupees. This revised charges will be effective from January 1st, 2022.

Along with ATM transactions charges banks are allowed to increase interchange fee per transaction from Rs 15 rupees to Rs 17 rupees for financial transactions and Rs 5 rupees to Rs 6 rupees for non-financial transactions, the banks are mentioned.

Though most of public and private sector banks are charging fees for ATM transactions, If you exhaust the monthly free transactions limits. However, among all private banks some offering unlimited free ATM transactions to their customers. So these banks are IndusInd Bank and Citi Bank.


IndusInd Bank offering unlimited free ATM transactions at any bank ATM in India. "Unlimited Free ATM Withdrawal With Your IndusInd Bank Debit Card Across any Bank ATM in India", the bank mentioned in the bank's website.

Also, the "Citi Bank offering unlimited free transactions."

However, some public sector banks are also offering unlimited free ATM transactions to their customers, those who maintain an average balance of more than Rs 25,000 in their saving account and the customer those stick with the banks term and conditions eligible for free ATM transactions. Those banks are IDBI Bank, State Bank of India (SBI) and State Bank Group (SBG).

The State Bank of India (SBI) allows unlimited free transactions at  State Bank Group (SBG) ATMs, those who maintain an average balance of more than Rs 25,000 in their saving accounts. Those customer maintaining an average balance of more than Rs 1,00,000 in their saving accounts will eligible for unlimited transactions at State Bank Group (SBG) ATMs as well as other banks ATMs.





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